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Thinking about a Wizzcash loan? Try Moneypod instead

If you’re interested in a Wizzcash loan, have you considered all of the other options that are available to you first?

Payday loans from different loan companies come in a variety of shapes and sizes that make them different from one another. For instance, the amount of money you can borrow, the length of time you can borrow that money for, and the amount of interest you will need to pay on the loan will all vary between lenders.

Moneypod is a short-term/payday loan broker rather than a direct lender. This means that we use our extensive network of contacts to find you the best deal possible rather than you just going to one company. After all, you wouldn’t just accept the first quote from anyone.

Here’s how getting a loan organised by Moneypod compares to a Wizzcash loan…


Who are Wizzcash?

Wizzcash are a London-based direct lender established in 2012. They are a part of the Emergency Cash Limited group. According to quality.livechatinc.com, 96% of customers are happy with the service that Wizzcash offers. This is based from 528 ratings that were given by borrowers over the last 12 months.


What is a Wizzcash loan?

A payday loan is a loan that you pay back in full when you next get paid or over a period of up to 30 days. A short-term loan is where you borrow money for less than 12 months.

Wizzcash offers the ability to take out a loan of up to £1,000 over the course of 3 months. All of the loans that Wizzcash provide are over this same duration – they are 3-month loan specialists.

It only takes 10 minutes to apply and if your application is successful, the money will be in your account within an hour.


What are the requirements of a Wizzcash loan?

In order to secure a short-term loan with Wizzcash, you will need to meet the following criteria, you must be:

  • Over 18 years of age
  • UK resident
  • In current employment and take home a minimum of £750 a month

If you meet all of these requirements, then you could potentially have money in your account in as little as an hour and ten minutes.


What’s the difference between Wizzcash and Moneypod?

Wizzcash is a direct lender. This means that your application will only be considered by a single lender – Wizzcash. During the process when they’re deciding whether they are going to approve your application, they will conduct a background credit check on you. The amount of credit checks that you have done can negatively impact your ability to secure a loan in the near future.

For example, if you apply for 5 short-term loans within a week, each lender will be able to see this. They will then be less inclined to give you the money that you need.

Moneypod is a broker rather than a direct lender. This means that we search over 200 different direct lenders in order to find you the deal that best suits your individual needs. Working with us, only one credit check will be carried out, even if we match you with half a dozen suitable lenders.


What are Wizzcash’s FCA registration details?

The Financial Conduct Authority makes sure that all customers that use short-term/payday loan companies are treated fairly. Wizzcash is FCA-approved and that approval gives you certain important protections, including:

  • You can’t be charged more than 0.8% per day (that is £24 per month on every £100 you borrow)
  • If you fall into arrears, you can’t be charged a penalty fee that is more than £15,
  • Over the course of the loan, your lenders can’t make you pay more in interest than the amount of the original loan. So, if you borrow £150, you should never pay back more than £300 in total.

Wizzcash is registered with the Financial Conduct Authority and appears on Financial Services Register with the number 673428. This means that any time you deal with either Wizzcash or Moneypod, you can expect to have the rights that we mentioned above.

Nouveau Finance Limited (Moneypod) is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 727348 We are a credit broker and not a lender and offer credit facilities from a panel of lenders.


How do I apply for a Wizzcash alternative?

If you would like to assess the other options that are available to you, it’s a simple 3-step process.

First, fill in our quick online form. It only takes 5 minutes, and we’ll ask you about how much you would like to borrow and how long you’d like to pay the loan back.

Once you have filled in that form, we’ll then compare your specific needs and personal details to the offers that our 200+ lenders have. We’ll match you up with the lender that best suits your needs.

Once you are happy with the terms of the loan, and the lender has approved your application, you can expect to see the money in your account by the end of the day.


What are the advantages of a credit broker rather than a direct lender?

We have a panel of over 200 lenders to choose from. We know just how to match the right borrower to the right lender so that you save as much money as possible, getting the best deal that suits you.

And the cherry on top – it’s entirely free. You won’t have to pay a penny for this service. We will compare all of the options for you saving you time and money without charging you anything. No upfront fees, no fees of any kind, and your loan repayments won’t be any higher than if you’d approach the lender directly.


Am I eligible for a Moneypod loan?

If you would like to apply for a loan through Moneypod, you’ll need to meet the following requirements. We’re looking for you to be:

  • over 18
  • reliably employed
  • a resident in the UK
  • have a UK bank account that wages are paid into
  • have an email address
  • be employed and earning over £500 per month

If you meet all of these criteria, all you need to do is fill in our online form and you’re on your way!


Why choose a loan from Moneypod?

Trying to find the best deal online can take hours, if not days. There are hundreds of direct lender sites which offer a wide range of loan amounts, loan durations, and interest rates – let us do the searching for you. It can be very easy to miss the best deals if you are searching for yourself so leave it to us to help you.

Some lenders might even give you a better deal if you choose Moneypod because you may well be looking for the kind of short-term loan and you may be the type of borrower that they specialise in helping. We can’t guarantee this will happen, but what we can say is that you won’t be charged any more using our service.

It is our goal to make sure that your loan works for you, not the other way around.

Click this link to start your search with Moneypod – the best way to guarantee you’ll find a short-term loan that suits your needs. – https://money-pod.co.uk/apply/